InstaReM Coupons It all began with a friend's bachelor party in Thailand. Prajit Nanu, formerly global sales director of TMF Group and VP - Sales & Account Management at WNS, while booking a resort in Phuket for the party, was frustrated with the cumbersome process to transfer money overseas. This experience made Prajit realize that international money transfers were neither straight-forward, nor cost-effective. Excessive paperwork and multiple touchpoints increased costs, and stretched the time taken for end-to-end transfer. This prompted him to collaborate with Michael Bermingham, a close aide and an expert in compliance in Asia, EU and Europe who shared a vision of making international money transfers as easy as pie.